The Hanover Insurance Group, a Massachusetts-based holding company that provides property and casualty products and services to businesses, individuals and families through a select group of agents and brokers, is supporting independent agents in the craft brewing industry through its Craft Brewers Advantage program.

Craft Brewers Advantage features many industry-specific niches and segments, using which the company’s agent partners can create more value for their agencies.

By using the initiative, the Hanover’s agent partners can solve the problems of the small-sized craft brewers, contract brewers, microbrewers, breweries and brew pubs by combining unique coverages, local expertise and risk management solutions.

Craft Brewers Advantage handles issues related to brewery’s property, autos, employees and customers and risks such as goods in transit, professional liability, employment practices liability, fidelity and crime.

The Hanover Insurance Group business insurance president Jack Roche said they are very pleased to help their partner agents offer a distinctive program for the craft brewing industry.

"Much like the talented brewers in the craft brewing industry, which combine unique flavor choices to create beers that appeal to different taste buds, we can combine coverages to provide individualized protection for each customer," Roche said.

"As a result of our specialized offerings, The Hanover Craft Brewers Advantage is gaining momentum.

"We currently insure many brewing operations, including more than 20 percent of the Top 50 Craft Brewing Companies in the country."

Craft Brewers Advantage also covers issues related to brewer’s spoilage, contamination and change in temperature, property broadening endorsement, transit broadening endorsement, liquor liability coverage and general liability broadening endorsement.

Image: The Hanover Insurance Group is the holding company for a group of insurers that includes The Hanover Insurance Company and Citizens Insurance Company of America. Photo: The Hanover Insurance Group, Inc.